Virginia Montero was born in the little copper-mining town of Jerome, Arizona, which can be found at the top of Mingus Mountain between Prescott and Sedona, and which is now a State Historic Site. At the age of five, her family moved from Arizona to Los Angeles, California. From ages nine to eleven, her father's work took them to live in southern Oregon, but most of her education and life is based in Southern California. Virginia earned her SAG card in her twenties, but retired to raise her family. She secured new talent representation in 1997 and has enjoyed her return to her original vocation. Virginia is also a vocalist, who has sung professionally with Danny G's Big Band, Tullio Renatti's International Revue, and Johnny Ukulele's Polynesian Revue. She has worked with Jerry O'Connell, Jennifer Garner, Dee Wallace, Christopher Atkins, Jack Warden, Gary Collins, Iron-Eyes Cody, Tea Leoni, Cloris Leachman, Paz Vega, Gil Lamb, and many other fine actors. Directors she has worked for include James L. Brooks, Michael Bay, Danny Cannon, and Joe Pitka.

Virginia's father played his guitar for Bette Davis at her wedding in Arizona.Virginia was a big winner on the television game show, NAME THAT TUNE, in 1974, winning a Mediterranean cruise, a week in Acapulco, a car, a speedboat, a grandfather clock and many other prizes.